COVID-19 Tips ~ November 28, 2020

My goal is to offer you joy and help create positive feelings of resilience and connection with others during this very stressful time. 

  1. Ideas for Your Health and Well-Being
    • Words of Gratitude
    • Pandemic Pets – “’It was love at first sight,’
    • 48 Fun Things To Do During Lockdown
    • Hosting a Virtual Game Night
    • List of Streaming Movies this Holiday Season
  2. Ideas for Your Financial Resilience 
    • How to Avoid a Surprise Bill for Your Coronavirus Test
    • Tips for Landlords and Tenants During COVID -19
  3. Behind the Frontlines (Vaccine and Stats)
    • Vaccine Distribution According to the CDC
    • Vaccines According to Bill Gates and Dr. Fauci
    • Current COVID-19 Status and Under-Reporting

Ideas for Your Health and Well-Being

Words of Gratitude

The NY Times asked readers what they are grateful for in 2020 using 6 words.  Here’s some examples from over 10,000 replies:

  • The backyard haircuts are getting better.
  • My bicycle, the trail, each morning.
  • Windows have never been so important.
  • Postcards crossing the country — real mail.
  • I am bored, but not dead.
  • Ambulance took him. He came home.
  • Got sober during 2020, stayed sober.
  • Wasn’t too late to say sorry.
  • Wildfires took much but we survived.
  • Fauci and all truth-speakers.
  • Volunteers who take experimental vaccines.
  • Healthcare workers. Healthcare workers. Healthcare workers.
  • Pandemic baby after years of trying.
  • My toddler and my weed guy.
  • Americans waited in line to vote.
  • The first female Vice President, baby.
  • I might marry Coronavirus Boy Toy.
  • Fell in love at age 75.
  • I proposed and she said yes.

Pandemic Pets – “’It was love at first sight’

Little companions like birds, hamsters, kittens and puppies make life more enjoyable and less lonely.  There are countless stories of people who got new pets during the pandemic, and each one is so touching in how it can improve your life in the long-term to spread some love.  (CLICK HERE) for a couple good stories.

48 Fun Things To Do During Lockdown

As winter approaches we are re-entering the quarantine lifestyle we had in March and April. While it’s disappointing to need to stay in, there are plenty of fun and productive activities to do to cure your boredom.

You can stimulate your mind by reading a new book, do a puzzle, or learn a new skill like woodworking, baking or art.  With a few clicks, the world is at our fingertips.  (CLICK HERE) for ideas to inspire.

Hosting a Virtual Game Night

You can meet up with friends digitally and have a cocktail night while playing games together.

Playing board games can be one of the best ways to feel connected and relieve that stress.  The NY Times has some ideas worth trying.  (CLICK HERE)

List of Streaming Movies this Holiday Season

Relaxing with a good movie to forget the challenges of our lives is helpful.  The NY Times has compiled a list of the best streaming movies thru January 1st.  (CLICK HERE FOR LIST)

Ideas for Your Financial Resilience

How to Avoid a Surprise Bill for Your Coronavirus Test

Despite Congress passing bills in March to make COVID testing free to all American citizens, with and without insurance, patients have received bills for ancillary services they didn’t ask for.

For example, you may get tested for COVID, but also get tested for something else like HIV and you will be billed for that.  Also, whenever you visit a hospital, the charge for visiting the doctor could be free, but you could be billed for “Facility Fees” for using the hospital’s services.

When visiting your testing provider ask what you are being charged for so you can avoid surprise bills.  (Reference here)

Tips for Landlords and Tenants During COVID -19

California governor Gavin Newsom enacted a new California law; AB 3088 which protects renters from eviction until January 31, 2021.

Under this legislation, no tenant can be evicted before February due to being unable to pay rent because of COVID related hardship. The renter must provide a written declaration of this hardship to the landlord, but if the hardship occurred after September 1, the tenant must pay 25% of owed rent to avoid eviction.

There is a misconception that this means that no one can get evicted for any reason, but landlords can still proceed to evict on the basis of other lease violations. Some cities are setting up their own rental assistance programs to support struggling renters, so Californians should look for these options in their cities to aid in rent payments when February rolls around.

Here is a link to a seminar on AB3088 hosted by the Malibu Foundation with Neighborhood Legal Services of Los Angeles County and Pepperdine Caruso Law.  This is helpful to landlords and tenants alike to understand the additional protections and obligations that AB 3088 imposes.

For research on more specific questions this NOLO Press link could be a helpful resource (CLICK HERE)

Behind the Frontlines (Vaccine and COVID Status)

New cases are the highest they have ever been. The average number of new cases in the United States reached 183,771 yesterday (Dec 5, 2020), a 2 percent increase from the day before. Since January, at least 1 in 23 people who live in the United States have been infected, and at least 1 in 1,180 have died. More about that here.

Vaccine Distribution According to the CDC

According to Dr. Fauci, herd immunity won’t occur until 75% of the population is immune to COVID-19 either from exposure or vaccination. Bill Gates shared that the estimate for this to occur is early winter of 2021.

Hospitals in many areas of the U.S are already full. In fact 1 in 5 hospitals have staffing shortages and are asking healthcare workers to come out of retirement to meet the growing need. You can help by wearing masks in public and following other precautions for spread prevention.

With vaccines still months away many are wondering how the distribution is going to play out. According to the CDC, the following ration has been offered in consultation with many other organizations.

Goals for vaccine distribution, if supply is limited

  • Decrease death and serious disease as much as possible
  • Preserve functioning of society
  • Reduce the extra burden the disease is having on people already facing disparities
  • Increase the chance for everyone to enjoy health and well-being

The following 4 groups are likely to receive vaccinations first:

  • Healthcare personnel
  • Workers in essential and critical industries
  • People at high risk for severe COVID-19 illness due to underlying medical conditions
  • People 65 years and older

For more details on this topic (CLICK HERE)

Vaccines According to Bill Gates and Dr. Fauci

Bill Gates and Dr. Fauci discuss in a recent podcast what is involved in creating a safe, effective vaccine, when we are likely to get one and they offer some hope for our future.

Usually clinical trials take up to 10 years. The fastest vaccine ever made was against mumps and took four years from start to finish. The Covid-19 process is on track to cut that timeline in half.

The most optimistic estimate is by April vaccines could be available to the highest priority population and by early winter 2021.

Herd immunity is defined as nullification of the danger of transmission either by vaccine or already acquiring and surviving the virus. Best estimates for this is winter of 2021.

(CLICK HERE) for the podcast interview.

Current COVID-19 Status and Under-Reporting

RVMatchMaker has been closely watching statistics on the virus for 3 months. We’ve been most closely tracking counties by metro area for death rates and those in excess of historic norms.

At this time we are able to share the specifics, but we can tell you that excess deaths are easily 40-50% above historic norms, based on data from the CDC. So as a rule of thumb count on your actual deaths likely caused by COVID-19 to be double what you see reported.

Currently the areas with the greatest opportunity for positive impact by RVMatchMaker.ORG are in Los Angeles, CA, Cook County, IL, Maricopa, AZ, and Miami Dade, FL.

The lag between detection of a case and death is about three weeks. We see a down-tick in cases because testing slowed over Thanksgiving, but it is highly unlikely that the deaths will see that same change.

Did you find this helpful?

You are invited to offer a tip to support
more newsletters.

Building Resilience (Financially and Environmentally)